To help the Office of Insurance Fraud Prosecutor (OIFP), report fraud by e-mail, online or by calling (877)ĥ5-FRAUD (553-7283).

Up to $15,000 in civil fines for each violation.Insurance fraud is defined as providing false information to an insurance company while making a claim or submitting an insurance application, resulting in: When you are stopped in a spot check by a police officer.įailure to present the card or electronic form may result in fines.ĭriving an uninsured vehicle may result in fines, community service, license suspension and insurance surcharges.You must keep the card in the vehicle, or be able to produce the electronic format: Paper insurance card specifications have not changed. For these purposes, 'electronic form' means the display of images on an electronic device, such asĪ celular telephone, tablet or computer. In New Jersey, the insurance identifiction card may be displayed or provided in either paper or electronic form. Of the card shall include the address established by the insurer for the filing of notification of the commencement of medical treatment by treating medical providers.

Of New Jersey Insurance Identification Card,” the insurance company code, and the name and address of the insurance company or the office or agency issuing the identification card.

The front of the card must contain the insurance company’s name, the insured’s name and address, the policy number, effective date, expiration date, vehicle description (make, model and VIN), the heading “State.

The white cardstock must be at least 20 lbs in weight and.

The dimensions of the paper card must be between three inches by five inches and five and a half inches by eight and a half inches.

Identification cards must meet the following specifications: Your insurance company must issue you a paper or electronic New Jersey Insurance Identification Card for each vehicle under your policy. Liability insurance in the State of New Jersey. See a list of approved companies approved to write automobile

Uninsured motorist coverage protects you if you are in an accident with someone who doesn’t have proper insurance coverage.Ĭontact your insurance company for the different insurance coverage choices or check the Department of Banking and Insurance web site.

Often called No Fault coverage, it pays your medical expenses

Personal injury protection (PIP) pays medical expenses if you or other persons covered under your policy are injured in an automobile accident.

Liability insurance pays others for damages that you cause if you are responsible for an accident.

On your car or registering it with the MVC.Īll vehicles registered in New Jersey require three types of mandatory insurance:

Having insurance is just as important as having a title Failure toĭo so can result in hefty fines and suspension. All drivers in New Jersey must provide proof of insurance when operating any vehicle.

Insurance binder pdf